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The Dangers of Texting and Driving

When we talk about texting and driving, most people think about teens, young adults, and millennials texting their friends on the phone while driving down the road, but texting and driving is a bigger problem than just among teens and young people. In fact, it doesn’t necessarily even mean that you are “texting” at all.

In reality, there are just as many adults having distracted driving accidents as there are young people. It is a national problem, not just a generational one. It is important that we recognize that any use of our phone while driving without using a hands-free system is not a wise idea, regardless of age or purpose. [Read more…] about The Dangers of Texting and Driving

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How Much Auto Insurance You Need in California

In the state of California, you are legally required to have car insurance coverage on all of your vehicles. It is important that you get the right amount of coverage. If you don’t, it could carry legal and financial consequences. If you are hit by someone without insurance, you will also need to have this minimum coverage.

Here is the coverage you need to have and what it means.

Bodily Injury Liability Coverage

This type of coverage protects you in the event you are responsible for an accident. You must have at least $15,000 per person/$30,000 per accident limits or higher. This covers bodily injuries of the other driver. [Read more…] about How Much Auto Insurance You Need in California

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What You Need to Know about the Coronavirus CARES Act

The Coronavirus Aid Relief and Economic Security Act (CARES Act) was a very broad reaching piece of legislation that is extremely complex. In addition, there are many details that are unclear or need to be developed. However, there are some issues important for individuals and families that are known. Here’s what you need to know.

Cash Payments

All US residents with adjusted gross income of $75,000 or less will receive a cash payment of $1200, as well as an additional $500 per minor dependent. Those earning over $75,000 per year will receive a decreased amount based on actual income, up to an income of $99,000 per year.  [Read more…] about What You Need to Know about the Coronavirus CARES Act

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Is It Ever Inappropriate to Call a Personal Injury Attorney?

When you are in any type of accident, it is difficult to know what to do. If you have never been in such an accident before, you may be completely clueless as to your rights and responsibilities. It is often a good idea to contact a personal injury attorney, but there are also some instances in which you really don’t need to hire an attorney. Here is what you need to know.

Situations That Don’t Require an Attorney

There are several accident scenarios in which you don’t need a personal injury lawyer. For example, if you are in an accident but not injured, you won’t be able to get any kind of award. Secondly, if you were only minorly injured, an attorney would cost more than it would be worth. Most insurance companies are willing to work with you on a settlement for minor medical bills. [Read more…] about Is It Ever Inappropriate to Call a Personal Injury Attorney?

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Timeline of a Personal Injury Case

Whenever you are injured by someone else’s negligence, you want to make sure that they pay for all of your medical expenses and losses during your recovery. However, most people do not realize that personal injury cases can take sometimes as long as 2 years from the date of the accident. Here’s why it takes that long and what you can do to speed up the process.

The Steps of a Personal Injury Case

There are a lot of steps and phases to a personal injury case. Understanding everything involved in obtaining a settlement or jury award is important for planning how you will cover your expenses in the meantime. You may need to take out loans or look for alternative sources of income to cover your expenses until you are able to receive your award. Here are the steps of a personal injury case: [Read more…] about Timeline of a Personal Injury Case