It is unfortunate, but car accidents happen all the time. In fact, there are well over 150,000 car accidents each year in the state of California alone. It is always a good idea to know in advance what to do in a car accident that isn’t your fault. If you have recently been in an accident and feel lost, this information will help you.
While still at the scene of the accident, you should gather as much evidence as you can to substantiate your case. Pictures of property damage, injuries, and the environment around the scene of the accident are all important for determining fault and how an accident occurred. You should also gather names and contact information for other drivers and any witnesses, as well as tow truck drivers, officers, and first responders on the scene. You will also need the other driver’s information such as license number, plate number, and insurance information.
Call Insurance Companies
Your first call should be to your own insurance company to inform them of the accident and the fact that it was not your fault. You will need to give them all of the necessary information about the other driver and the accident that you gathered at the scene. You will then need to call the responsible party’s car insurance company and give them the same information to start your third party claim.
Call an Attorney
It is always a good idea to hire an attorney when you are in a car accident that isn’t your fault. This is because even though the at-fault driver has insurance, it doesn’t guarantee that you will get a fair and reasonable settlement for all of your losses related to the accident. An attorney working on your behalf will be able to ensure you get compensation for your medical bills, ongoing medical expenses, lost wages, and property damage.
If you have recently been in a car accident that was not your fault and you are not sure what how to proceed with the insurance companies, we can help. Contact us today for more information or to schedule a consultation.